Looking for a flexible retirement savings plan for your employees?

If you are a small business owner, or work for a small business without a company pension plan, you should consider a Group Registered Retirement Savings Plan. A Group RRSP benefits everybody. Without an employer offering a Group Savings Plan, many employees will delay investing for the future to meet short-term financial obligations.

If you are a business owner, you benefit by:
 

• Being able to provide an attractive, no-cost benefit to your employees giving them the tools and support they need to build the future they envision for themselves
• Giving you a competitive edge and helping you recruit and keep top people.
• Paying no administration or set-up fees.
• Not worrying about time consuming paperwork—everything is done through payroll deduction.

  Your employees benefit by:

  • Enjoying immediate tax savings, since all their savings are going straight into their RRSP before tax is deducted from their pay cheque.
  • Being able to start a disciplined savings plan, for as little as $30 a month that will help them take advantage of important investment strategies such as dollar cost averaging.
  • Enjoying enhanced interest rates and lower fees compared to an individual plan.
  • Having the flexibility to custom design their RRSPs.

  The following are features of Empire Financial Group, Group RRSP called Option Plus™

  • No administration or set-up fees.
  • Minimal paperwork.
  • Convenient payroll deduction means plan members can join the plan for as little as $30 a month.
  • Up to 4 free transfers or withdrawals from their plan per year.
  • 11 different investment funds to choose from, including Canadian equity funds, foreign equity funds, balanced funds, bond funds, and a money market fund.
  • Unique death and maturity benefit guarantees not usually available with similar plans.
  • Enhanced interest rates on Guaranteed Interest Options (GIOs) with terms from 1 to 10 years.
  • Enhanced annuity rates for plan members at retirement.
  • Bonus interest rates for plan members whose accounts are over $50,000.